22Bet’s loyalty programme changes its calculation model at the top level. The first seven levels use eligible net losses, while VIP applies smaller percentages to qualifying activity by product type.


Experience is separate from cash
The source gives 100–400 XP per euro according to level, with stated exclusions including 22Games. XP tracks progression; it is not an amount available for withdrawal.
Accounts cannot combine experience into one personal total. The one-customer account rule therefore matters independently of the displayed status names.

A loss-based level does not pay simply for activity
Levels one to seven use rates from 5% to 11% on eligible losses. A profitable period can therefore produce no loss-based cashback despite substantial activity.
Payment frequency changes by level, from every seven days to daily. The same observation time can show different accrual and credit states across levels.

VIP uses product-specific percentages
The source lists 0.25% for slots, 0.20% for lottery-type products, 0.10% for live casino and 0.05% for table games. These rates have a different denominator from the lower-level loss percentages and cannot be compared directly.
Named-title exclusions and two-decimal calculation affect reconciliation. No additional wagering is described for cashback, and the source permits combination with other offers. Those conditions belong to this programme, rather than every loyalty credit elsewhere on the platform.







